GPF Interest Rate Fixed at 7.1% for July-September 2025: Finance Ministry Notification
Government of India has fixed the interest rate on General Provident Fund (GPF) and other similar funds at 7.1% for the second quarter of FY 2025–26, i.e., from July 1 to September 30, 2025.
Ministry of Finance issued an official resolution vide F.NO. 5(3)-B(PD)/2023 dated at New Delhi, the 02 July, 2025 by the Department of Economic Affairs (Budget Division).
This interest rate will apply to the following funds:
- General Provident Fund (Central Services)
- Contributory Provident Fund (India)
- All India Services Provident Fund
- State Railway Provident Fund
- General Provident Fund (Defence Services)
- Indian Ordnance Department Provident Fund
- Indian Ordnance Factories Workmen’s Provident Fund
- Indian Naval Dockyard Workmen’s Provident Fund
- Defence Services Officers Provident Fund
- Armed Forces Personnel Provident Fund
The rate will remain the same as in the previous quarter, which will ensure the same returns for central government employees and others covered under these provident fund schemes.
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The order has been circulated to all relevant ministries, departments, state governments, and key offices like the UPSC, Election Commission, and CAG. FinMin ordered that the Resolution be published in the Gazette of India.